How do we deal with you as a client?

We offer you an initial consultation at our expense at which we will describe our services in more detail and explain the payment options.

The Financial Planning Process

There are six stages to the financial planning process:

Defining your goals and aspirations

You’ll find that we’ll ask you lots of pertinent questions about your goals, your attitude to money and what you want your wealth to achieve for you in the future. We’ll gather important information about your mortgage, savings, investments, liabilities, and tax position, and we’ll probe your attitude to risk too.

We’ll take a good look at all aspects of your financial position and ensure any recommendations we make sit comfortably alongside other arrangements you may already have in place. If we see weaknesses in existing financial plans, we’ll point these out and suggest ways of bridging any gaps.

This vital information will help us to build an accurate and detailed profile that will assist us in developing a strategy that meets your needs. We’ll also talk you through how we charge for the services we provide, and it goes without saying that we won’t start work without your agreement.

Your personal route map for the future

We don’t just advise on policies and plans in isolation. You’ll find the plan we develop for you will be wide-ranging, detailed, and comprehensive. And of course, we’ll explain our thinking and the recommendations we’re making in a straight-forward, jargon-free way. We’ll also provide details of the costs involved in their implementation, and if you’re happy, we’ll get your agreement to putting your plan into action. Once it’s implemented, we’ll provide you with all the relevant policies and documentation for your records.

Keeping your plans on track

And we don’t leave it at that, as we know that with the passage of time your circumstances may change. If you sign up to an ongoing service, we will keep in touch with you, staging regular review meetings to ensure that you always have the appropriate plans in place.

You might like to look at our Life Stages guide, which could be helpful when considering various commitments and events during the phases of your life.